Obtain Your Free Credit Report

If you are planning to finance a home loan, car loan, tuition, or obtain a credit line, the having a good credit score may mean the difference between being approved or denied, or the interest rate you receive. The first step to maintaining a good personal credit...

Prohibited Debt Collection Methods Under Texas Law

The following statutes outline debt collection methods that are prohibited by the State of Texas and include: THREATS COERCION HARASSMENT ABUSE UNFAIR OR UNCONSCIONABLE MEANS FRAUDULENT, DECEPTIVE, OR MISLEADING REPRESENTATIONS TEXAS FINANCE CODE TITLE 5. PROTECTION...

Debt Collectors Accused of Bullying

During tough economic times, debt collectors get even tougher, often engaging in activities that are against state and federal laws. Buffalo, New York, which has become a center for debt collection agencies is currently investigating debt collectors who have been...