by admin | Jan 29, 2010 | Texas Law Library
The following statutes outline debt collection methods that are prohibited by the State of Texas and include: THREATS COERCION HARASSMENT ABUSE UNFAIR OR UNCONSCIONABLE MEANS FRAUDULENT, DECEPTIVE, OR MISLEADING REPRESENTATIONS TEXAS FINANCE CODE TITLE 5. PROTECTION...
by admin | Apr 13, 2009 | Texas Law Library
The State of Texas has outlined specific laws to regulate consumer credit reporting agencies and how they do business with Texas consumers. Credit bureaus must follow these guidelines when reporting information about Texas residents to third-party organizations. What...
by admin | Apr 13, 2009 | Texas Law Library
A statute of limitations (SOL) is a statute (law) that prescribes the period of time during which legal action may be taken. In respect to debt obligations, the statute of limitations sets forth the specific time frames during which the creditor or debt collector can...
by admin | Apr 5, 2009 | Texas Law Library
The State of Texas provides consumer protections in the event that a business, whether based in Texas or outside of Texas, violates consumer statutes such as the Texas Finance Code, or Debt Collection Law. If a debt collector violates the Debt Collection laws of the...
by admin | Apr 5, 2009 | Texas Law Library
If you are a Texas resident, you’ll be happy to know that we have some of the best consumer protections in the United States as they relate to the collection of debts. Texas Law, specifically Texas Finance Code, goes much further than Federal debt collection...
by admin | Apr 5, 2009 | Texas Law Library
When a debt collector wants to engage in the collection of debts in the State of Texas, they are required by the Secratary of State to acquire a Texas Surety Bond. What is a surety bond? A surety bond is like an insurance policy that the debt collector takes out....
