by admin | Oct 24, 2009 | Tips for Texans
If you have received a debt collection call or letter in the mail from a debt collector, you have specific rights under Texas law. By initiating a debt collection, the third party debt collector must be able to prove that they are the legitimate owners of the debt, as...
by admin | Oct 24, 2009 | Tips for Texans
Residents of the State of Texas retain special consumer protections during the debt collection process. Once such unique protection not covered under Federal credit protection laws is the requirement that all third party debt collection agencies in Texas maintain...
by admin | Oct 24, 2009 | Tips for Texans
As a resident of the State of Texas, your rights are protected under Texas law. The following Tip for Texans describes the amount of time a debt collector, collection attorney, or other entity has before they can no longer legally collect a debt through the civil...
by admin | Oct 24, 2009 | Tips for Texans
Debt collectors are in the business of making money, and if that means coming after everything you own to get what they think they deserve, they will. In some cases, debt collectors have used threats, fear and coercion in an effort to collect a debt, regardless of...
by admin | Oct 24, 2009 | Tips for Texans
If you have stopped paying, or defaulted, on your debt, then that debt may accrue additional interest and fees. A credit card, for instance, may charge you late fees and over-the-limit fees on top of your existing balance. Your responsibility for these fees is usually...
by admin | Oct 13, 2009 | Tips for Texans
As the mortgage and foreclosure mess heats up across the nation, many large banks, under pressure from the Attorneys General in states like Texas and Delaware, are halting the foreclosure process. The reason for this freeze is that banks are unable to determine who...