Credit Repair, Debt Management, and Laws for Texas Personal Credit Repair for Texas Residents
 

Prohibited Debt Collection Methods Under Texas Law

The following statutes outline debt collection methods that are prohibited by the State of Texas and include threats, coercion, harassment, abuse, unfair, unconscionable means, fraud, deception or misleading representations.

Debt Collectors Accused of Bullying

During tough economic times, debt collectors get even tougher, often engaging in activities that are against state and federal laws.

Federal Trade Commission Sends Surveys to Determine Accuracy of Debt

It’s no secret that debt collectors often attempt to collect debts in the wrong amount, or even from individuals who never incurred the debt. The Federal Trade Commission has sent a survey to nine of the largest debt collectors in the country to help determine what the rate of inaccuracy is in the collection of [...]

Mortgage Rates Set to Continue Rise

Mortgage rates are continuing their creep upward in a trend that well may choke off a recent refinancing boom and provide a test of the strength of the housing market in 2010.